The Reality Of A Horse

Owning a horse is a big commitment, but it can be an incredibly rewarding one on many levels. Horses have unique bloodlines and unique talents, which means each horse brings with it its own potential. Though a horse may be seen on one level as an “investment,” the truth is that owning any animal brings with it an emotional bond that is like no other.

For all these reasons, owners who invest in a horse for riding, especially at a competitive level, must protect the health and safety of their animal and think seriously about what kind of horse insurance will be truly helpful in protecting its soundness. It can take time and careful consideration to find the right kind of insurance to protect an equine investment, but there’s no doubt that insuring a horse is a wise choice on many levels. Good insurance coverage will provide peace of mind for an owner, so they can enjoy their horse as it trains and lives up to its true potential.

The Reality of A Horse’s Health and Mortality.

A horse is a living being, and the reality of equine ownership is that health problems can happen at any time. Most owners realize that it’s a crucial move to take out life insurance on their horse, but there are other areas of protection that should be considered as well.

Types of Coverage

If a horse develops a health problem, either through illness or accident, the cost of veterinary and surgical care can rise very quickly. It’s very wise for a horse owner to take out a “surgical endorsement” policy to protect against the costs of surgery for the animal. These policies usually have a payout limit, between $5,000 to $10,000.

The payout limits on a surgical endorsement policy are why many owners also take out a major medical endorsement policy as well. These policies provide added coverage for veterinary costs for treating the animal for problems arising from accidents or illness. These policies also have a limit, usually between $5,000 to $10,000, but the added coverage will go a long way towards protecting the animal.

Yes, owning a horse is a huge commitment on many levels. Owners that are serious about protecting their animal should think seriously about investing in sound insurance coverage so they can enjoy their horse’s achievements, while enjoying real peace of mind.

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Almost No Foods For New Year At Home

Supposedly I will grocery shop today for New Year’s Eve, I supposed to withdraw some money from my bank but when I withdraw it, there was no dispense of money. Good thing that I just withdraw like half of my salary. I did not try to withdraw again, I’m afraid no money will be dispensed again. I went to the bank right after work and told them what happen. They listened to me but the process was so disappointing, I need to wait for 8 business days to have my money back and for christsake its New Year and I don’t have money???

Good thing that my husband came for a rescue. I asked my niece to send a message to my husband that I really need some money today for New Year’s Eve and he complied. Thank you hubby, he understands my situation this time. On the other hand, we were still able to buy some foods on the 31st thank GOD. We are done with grocery shopping so tomorrow after work, I might go home right away after work so I can blog early and I can sleep early too to celebrate New Year and to prepare for work. Happy New Year Everyone!


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20 Pesos Increment For Savings

Darn! I was not able to put up a garage and even our laundry area is still bare, even our sink needs repair and I don’t have funds already to support it. My 13th month pay is all gone, talking about gifts and all that stuffs.

So I decided to just set the house repairs aside, and continued with my savings. I already have some in my bank and I intend not to touch it, I really promised that otherwise my plan will be ruined.

On the other hand, I found a trick for saving this 2017

I will use the 20 pesos savings

In the first week of January you can save P 20.00

In the 2nd week you have add P 20.00 so it will become P 40

In the 3rd week will be P 60

In the 4th week will be P 80

So on and so forth and when December comes you will have P 27, 560.00

I will use this scheme; I’m going to buy another piggy bank for my P 20 pesos increment per week. So on December I will be P 27,560.00 richer, good luck to me! Lol 


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My Samsung Component Speaker

Just this month, I fulfilled paying our oven and since I’d been longing to have a component with speaker this year, I am aiming to make my down payment since the first week in December. And finally I was able to make it recently, I saved for the down payment out from my own salary,  I am still paying for the TV though and since the monthly installment for the component is very affordable, I took it right away, the store manager already trusted me that I will pay the said item so they let me took it after I made a down payment for it.

Here’s the component that I just got:

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