This is what I was not able to check when I assumed this house, the result? I got drowned with so many debts, the reason I have to give up being a stay at home Mom. So don’t be like me when you buy a house. Make sure to talk about it with your husband if your financial status will be able to stand for the expenses without sacrificing anything. Understand the agreement and make sure that it is clear to both parties. If your financial stability can’t sustain the expenses just borrow within your means otherwise you don’t know at all where to money to pay your debts. Get pre-purchase inspection report, ensure those things that need repair and raise it to the owner see if you can get discount for the damage. Last but not the least, expect for additional cost, so includes that to your budget when you purchase a house.