Think Of A Budget

Not only once or twice but a million of times. I understand that most of us won’t hire at all an architect or someone who can design nicely for our house extension but you see if you would know what the things they can do that you thought it is impossible to do, you would think it’s all worth it after all. But before starting to hire an architect or get the extension. The most fundamental question is the budget, how much would it cost us to renovate our house?

So before you decide which firm of architect you will be getting or just the normal carpenter in the neighborhood, sit down and decide exactly how much you can afford, come up with an idea, or do some budget estimation. Personally, it would be best if you will save first, come up with an amount for the extension, and in that way you will have to loan for money, as long as you can, avoid getting some huge debts for an extension so you can enjoy it afterwards.

Once you already have the budget, stick to it. Do not make some extra ‘s with extension if that was the original plan then stick to what you planned to do so that you will not get yourself in an enormous loan in the bank because the budget that you set is not enough because of the additional cost.



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My New Organizer and My New Columnar For This Year

Since I have a husband working abroad, I’ll make sure that when he sends us some money for bills or allowance, it is always posted in my budget notebook. You might call this an organizer for your busy schedule but for me I call this my budget notebook.

Nevertheless, I post all my expenses on this notebook, and at the bottom part, at the reminder notes, I wrote their all the things I need to pay for the week, my grocery budget and my sister’s pay out since I pay her in exchange of the things she is doing at home, when I am out for work.

If I post all the bills I need to pay on the day that my husband will wired me money, with this organizer, I can do it in advance since the dates are all posted already. (Of course that’s how organizer does right?) Thus, I will be able to do the budget a month in advance, in that way I can also save some money since I have all the bills taken good care already before it is due.


I also bought a columnar, about 22 columns so for me to be aware how much did we incur each month. And if we have incurred too much for a certain month, I make sure that we will improve by next month. Believe it or not, I know how much we spend for each year.

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My Tickler Is Lost!

I am back again of noting my expenses in a tickler so I can monitor my expenses daily but when we dropped by in the grocery store on our way home, the tickler was left near at where there drop box for a contest was placed.  We dropped there tonight because there’s an issue with my customer card when I renewed it on their store. I have to give the card back to the manager and I also need to drop the raffles I had from them. I didn’t realize that I put down my tickler somewhere near the pharmacy to drop those raffle coupons. I already messaged my niece who went to her classmate this afternoon to inquire regarding my tickler at the store. I need to have that so I can note my expenses for today.

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When you are running short of Money

Most of us know what it’s like to run short of money before payday. Worrying about having money to pay for the not budgeted expenses that just seem to pop up can really place a stress on us. Getting a payday cash advance is one way to solve this problem. I have had to borrow money from relatives from time to time and I really hate to do it. It seems that doing so creates tension. Getting a payday cash advance from a reputable source seems to me a good idea. I hope nobody ever has to go this route or even borrow money from relatives, but if you do consider the advantages and disadvantages of both. I wonder if my husband will loan me five dollars.

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